Our many services include, in part, the following:


REAL ESTATE

At Ratchford & Rafter, LLP, our attorneys provide experienced and sophisticated advice with respect to the complete range of commercial and residential real estate transactions.

From transaction inception to completion, our attorneys go beyond the traditional legal role of document preparation and due diligence. We have conducted real estate settlements in Effingham, Chatham, Screven, Bryan, Bulloch and other surrounding counties over 20 years, and we have expertise in all types of loans, including assumptions, FHA, VA, and Conventional. We cover every detail, whether buying from a builder or a resale property or refinancing or adding a home equity line. Our services include a review of your contract and a review of title to and survey of your home, including issuing title insurance to protect you and your lender.

Ratchford & Rafter, LLP's representation of land developers and owner/operators includes significant involvement in:

  • Acquisition
  • Construction
  • Financing
  • Leasing
  • Management of homes, businesses, multiple use developments, industrial and business parks
  • Planning

We provide advice and representation to real estate owners, management companies, users of real estate and real estate brokers. We are involved with commercial leasing, ground leases, and subleases.

In the area of land use and zoning, we advocate our clients interests in modifying, expanding or preserving their property's development potential, which typically involve some of the following:

  • Condemnations
  • Litigation
  • Master plans
  • Negotiation of development agreements
  • Special exceptions
  • Subdivisions
  • Variances
  • Waivers
  • Zoning and/or subdivision laws
  • Zoning map amendments

WILLS, TRUSTS, ESTATES, AND PROBATE

Ratchford & Rafter, LLP is proud to serve as counselor to families in Georgia regarding the transfer of wealth. Our lawyers advise clients on advantageous estate planning opportunities as they apply within the context of the particular family situation. We draft a variety of instruments, such as Wills, Powers of Attorney, and Living Wills, to ensure your wishes are formalized. Ratchford & Rafter, LLP assists its clients in:

  • Setting up family trusts
  • Advising in the area of estate and trust administration
  • Establishing private family foundations and other charitable and nonprofit corporations
  • Structuring various types of lifetime and testamentary charitable gifts and bequests

Our lawyers also handle will contests and litigation seeking the proper construction of wills and trusts. From seeing a will through probate and administrating a trust to dealing with disputes concerning an estate, we can provide the experience you require. In addition, we are particularly experienced in estate planning for senior citizens and families with a disabled member.

DOMESTIC RELATIONS

With the increasing complexity and diversity of family and other relationships and the attendant financial, emotional and legal issues that can arise in these areas, Ratchford & Rafter, LLP is uniquely qualified to assist our clients when they find the need to seek such advice. We serve the needs of our clients in a large range of family and individual matters.

For those contemplating entering into a marriage, we formalize agreements regarding finances, property, custody and other issues. These agreements include:

  • Custody Modifications
  • Modifications of Separation and Property Settlement Agreements
  • Post-Nuptial Agreements
  • Pre-Nuptial Agreements
  • Reconciliation Agreements

Unfortunately, some individuals and families find that they must confront conflicts that require dispute resolution, either in the form of a negotiated settlement, mediation, or court litigation. Our lawyers will assist you in resolving disputes as appropriate in your personal situation. The services that we provide in this area include counseling and litigation services for disputes involving:

  • Adoption
  • Alimony and other forms of support
  • Child custody
  • Child support
  • Custody modifications
  • Distribution and/or use of assets
  • Divorce
  • Domestic violence or other civil disputes involving families
  • Guardianships
  • Modifications of separation and property settlement agreements
  • Paternity
  • Preservation of and avoidance in dissipation of assets
  • Separation and Property Settlement Agreements
  • Visitation

CONSTRUCTION LAW

Construction disputes involve the interpretation of construction contracts. Clients benefit from our lawyers’ extensive experience analyzing, drafting and negotiating agreements. Our knowledge acquired preparing design and construction agreements translates into a proven ability to successfully navigate the full spectrum of construction disputes.

Our construction practice includes:

  • Acceleration and delay damages claims
  • Architect and engineer liability claims
  • Building design defects
  • Construction liens
  • Design and construction claims
  • Environmental concerns
  • Products liability and warranty claims
  • Public and private surety bond claims
  • Transportation concerns
  • Trials, arbitrations and mediations involving contract disputes

BUSINESS AND CORPORATE LAW

Our attorneys have extensive experience in business and corporate law, and we serve public and private companies in the following areas:

  • Bank financing documents
  • Board of Director representation
  • Contract negotiation and drafting, including employment/non-compete agreements
  • Customer purchase or service agreements
  • Dissolutions and liquidations
  • Formation of profit and non-profit entities, including corporations, partnerships, limited liability companies and business trusts
  • Joint Ventures
  • Limited Liability Company Operating Agreements and Buy/Sell Agreements
  • Owner dispute resolution
  • Partnership Agreements
  • Personnel policies and manuals
  • Shareholders Agreements
  • Vendor/supplier agreements

Our Firm also provides mediation services to private parties in connection with disputes or litigation arising from commercial transactions. In keeping with the fundamental objective of mediation, the Firm's services are geared to facilitating resolutions by the parties themselves so as to avoid protracted and expensive litigation and arbitration.

CRIMINAL DEFENSE

Protecting your rights when you are accused of a crime is our primary concern. Our attorneys will appear on your behalf in local or state court or in any criminal proceeding from traffic infractions (including DWI) and misdemeanors to felonies including controlled substance offenses and other serious crimes.

PERSONAL INJURY PRACTICE

For many years, we have represented people and the families of those who have been injured because of someone else's negligence, including persons injured in automobile collisions, in drunk driving incidents, in medical malpractice cases, and in slip-and-fall or other injury cases.

Medical Malpractice Claims

Medical malpractice occurs where a medical practitioner acts in a negligent manner when treating a medical condition. Malpractice can occur from an action taken by the medical practitioner, or by the failure to take a medically appropriate action. Examples of medical malpractice include:

  • Failure to diagnose, or misdiagnosis of a disease or medical condition
  • Failure to provide appropriate treatment for a medical condition
  • Unreasonable delay in treating a diagnosed medical condition

Medical negligence cases involve complicated and sensitive matters. For a free initial consultation or to get answers to basic questions, please call us at (912) 754-7800. We will keep your call confidential and give you our evaluation of your case.

Products Liability

Dangerous or defective products are the cause of many thousands of injuries every year.

Product liability refers to a manufacturer or seller being held liable for placing a defective product into the hands of a consumer. Potentially liable parties include the manufacturer, a manufacturer of component parts, the wholesaler, and the retail storeowner.

Our lawyers approach a products liability case from every angle. In proving a product is defective, we search out the defect, whether it is a design defect that existed before the product was manufactured; a manufacturing defect that happened while the product was being produced; and/or a marketing defect that arose from improper instructions or failures to warn.

Proving that a product is defective requires an attorney who knows the law and is capable of gathering and effectively organizing large amounts of crucial information. Our attorneys have the resources and experience that it takes to successfully pursue your products liability case.

Wrongful Death/Traumatic Injuries

Under Georgia law, an action for "wrongful death" occurs when a person is killed due to the negligence or misconduct of another individual, company or entity. In such instances of serious and fatal accident, the decedent’s survivors or estate may bring a wrongful death lawsuit. Survivors include the decedent’s spouse, children and parents. Money damages that are recoverable by survivors in a wrongful death cause of action include:

  • Medical bills and funeral costs
  • Pension and retirement benefits had the decedent lived
  • Loss of future earnings had the decedent lived
  • Loss of companionship -- the cost of the “emotional” loss to the relationship, including pain and suffering that has resulted from the decedent’s death
  • Punitive damages

If you have lost a loved one because of the negligent actions or misconduct of another, or have been the victim of a serious and traumatic injury, you need professional legal advice without delay. We will handle your legal case with experience and skill, aggressively pursuing all legal remedies and recourse to obtain the maximum legal judgment to which you are entitled. We will also treat you with the sensitivity that your case warrants, and with the dignity and respect that you deserve.

Car Accidents

While car accidents make up a significant portion of personal injury and wrongful death claims, they often involve a highly complex set of issues that require a skilled lawyer to sort through and resolve. Damages for which you may be entitled include medical bills and expenses, vehicle repairs, wage loss, property damage, pain and suffering and other related expenses. Attempting to handle your own auto accident claim will likely result in lower compensation for your injuries and property damages.

We thoroughly investigate the cause of the accident, your injuries and, after discussing the case thoroughly with you, assess your level of damages. On this basis, we then seek to reach settlement with the insurance company. If the insurance company delays or is unwilling to provide satisfactory compensation that reflects your injuries and damages, we do not hesitate to file a lawsuit to recover those damages to which you are entitled.


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